Baccarat, which means “0” in Italian, is a cards game that is originated in France and begins to be popular from casinos in all Europe. And Baccarat is brought into Macao from USA in the 20th century. Nowadays, Baccarat is one of the most popular casino games all over the world.
There are three popular variants of the game: punto banco (or "North American baccarat"), baccarat chemin de fer (or
"chemmy"), and baccarat banque (or "à deux tableaux"). Punto banco is strictly a game of chance, with no skill or strategy involved; each player's moves are forced by the cards the player is dealt. In baccarat chemin de fer and baccarat banque, by contrast, both players can make choices, which allow skill to play a part. Despite this, the winning odds are in favor of the bank, with a house edge no lower than around 1 percent.
In Baccarat, cards have a point value: cards 2–9 are worth face value (in points); 10s, Js, Qs and Ks have no point value (i.e. are worth zero); Aces are worth 1 point; Jokers are not used. 3-8decks, each of 52 cards, are shuffled together and put into the dealing shoe and then dealt by the dealer. Hands are valued according to the rightmost digit of the sum of their constituent cards. For example, a hand consisting of 2, 3 and K is worth 5, but a hand consisting of Ace, 6 and 7 is worth 4 (i.e. the 4 being the rightmost digit in the combined point total: 14). The highest possible hand value in baccarat is 9. In the game, the guy who pays the most bets is the banker.
In a Baccarat game, you can make a bet on the Bank, Play, Tie and Pair as well as some other betting way. The Bank refers to the banker hand and the Play refers the player hand, and the Tie and Pair are to increase the entertainment and fun. People can choose to bet on whatever he wants. Betting on Player has a house edge of 1.24%, and betting on Banker has an edge of 1.06%, so betting on Banker is the best Baccarat play.
If neither the Player nor Banker is dealt a total of 8 or 9 in the first two cards (known as a " natural "), the tableau is consulted, first for Player's rule, then Banker's.
If Player has an initial total of 0–5, he draws a third card. If Player has an initial total of 6 or 7, he stands.
If Player stood pat (i.e., has only two cards), the banker regards only his own hand and acts according to the same rule as Player. That means Banker draws a third card with hands 0–5 and stands with 6 or 7.
If Player drew a third card, the Banker acts according to the following more complex rules:
- If Player drew a 2 or 3, Banker draws with 0–4 and stands with 5–7.
- If Player drew a 4 or 5, Banker draws with 0–5 and stands with 6–7.
- If Player drew a 6 or 7, Banker draws with 0–6 and stands with 7.
- If Player drew an 8, Banker draws with 0–2 and stands with 3–7.
- If Player drew an ace, 9, 10, or face-card, the Banker draws with 0–3 and stands with 4–7.